Historical Crisis Simulator

Test your portfolio against major market crises — see exact drawdowns, recovery timelines, and get AI-powered risk analysis for your specific allocations.

2008 Global Financial Crisis

S&P 500 index level (indexed to 100 at start)

Fed Response

Rates cut from 5.25% → 0.25% (ZIRP). QE1 launched ($1.75T). Bear Stearns, Lehman Brothers collapsed.

Fiscal Response

$700B TARP bailout. $787B American Recovery Act (ARRA). Auto industry bailout.

Sector ETF Returns (Peak to Trough)

SPY-56.8%

QQQ-54.2%

XLF-83.1%

XLE-62.5%

XLV-31.2%

XLU-39.8%

XLP-22.8%

TLT+31.2%

GLD+25.6%

VNQ-68.9%

HYG-35.2%

IWM-59.1%

Your Portfolio

-31.0%

vs S&P 500: -56.8%

▲ 25.8% vs benchmark

Adjust Allocations (%)

SPY40%-56.8%

QQQ20%-54.2%

TLT15%+31.2%

GLD10%+25.6%

XLV15%-31.2%

AI Crisis Analysis

Get personalized AI analysis of your portfolio's crisis resilience.

Returns are historical estimates based on ETF/index data. Actual portfolio returns depend on entry/exit timing, fees, and specific security selection.